In my post, I am going to take you step by step on how to set up a preferred payment method in your Amazon affiliate account.

Amazon has an option for affiliates to get commission payments paid directly into their personal bank accounts. At the time of writing this post, this option is open to 48 countries.

If you have an Amazon affiliate account but are not on this country list, don’t worry, I show you how to get access to a US bank account and free credit card.

Before I start, it is important to note that it is not possible to withdraw money from your Amazon affiliate account. Amazon pays its affiliates on the first of each month providing they earn commissions above the minimum payout amount of $10. They also pay two months late, for example, a commission earned in January will be paid on the first of March.

Let’s set up a preferred payment method.

Log in to your Amazon affiliate account

Click on the ‘Login’ link at the top of your screen.

How to login to your Amazon affiliate account

Enter your username and password to enter your account.

Sign in to your Amazon affiliate account

Access your account settings

After you sign in, you will come to your affiliate dashboard. On the top-right, is your email address. Hover your mouse over your email address and a drop-down menu appears.

Access your Amazon affiliate account settings

Select ‘Account Settings’ from this menu. Once you select ‘Account Settings’ you will come to this page.

How to update your payment information in Amazon affiliate

Under the ‘Payment and Tax Information’ heading, select the ‘Change Payment Method’ option.

On this page, there are three options to choose from to get your money from your Amazon affiliate account.

You can get paid directly into your bank account, opt to receive an Amazon gift card, or you can select the ‘Pay by check’ option.

To get paid directly into your bank account, select the first option. Amazon set a minimum payout amount of $10.00. Enter your details, then click on ‘Submit’.

How do I withdraw money from my Amazon affiliate account

Once you confirm your payment method. Amazon will start paying you by this method from the first of the following month.


Check out how to make money online with the Amazon Affiliate program

If you are not on the country list, you can do this to withdraw money from your affiliate account

If you are not on the list of countries to get payments paid into your bank account and you do not want an Amazon gift card or payment by check. There is another option, you can use Payoneer to receive payments.

This is Payoneer’s homepage.

Payoneer's homepage

When you sign up for a free Payoneer account, you get access to virtual bank accounts in the USA, UK, Japan, and Europe.

Payoneer virtual bank accounts

With these accounts, you can receive payments from Amazon. For example, if you are with the affiliate program in the USA, you can set your preferred payment method to be paid into your virtual US bank account.

Click on the ‘View details’ link of the account, and you will see the information needed to complete your preferred payment method on your Amazon affiliate account.

Amazon affiliate commissions paid into a US bank account

How to withdraw money from Payoneer to a bank account

Payoneer makes their money from moving funds from your virtual account to your personal bank account, if you do this is, it can get expensive.

The alternative method is to order a credit card from Payoneer. You can apply for one card per account. There is no fee for ordering or using the card. With the card, you can make purchases online and the funds are deducted from your virtual account.

If you use Paypal, you can add this card to your account and make it your preferred payment method.

You can sign up for a free Payoneer account at This is a ‘refer a friend’ link, which means that if you receive $1000 dollars into your Payoneer account, both you and I, receive $25.


Grammar Check


The option to get paid into your bank account makes receiving your commission payments easier.

If your country is not on the list of 48 countries, I recommend using Payoneer and ordering a credit card from them to avoid paying expensive fees.

Before Amazon added the direct payment option, I used Payoneer to open a bank account in the US so I could receive payments from Amazon. I ordered the credit card and made online purchases.

I hope with my post I have helped you set up your preferred payment for your Amazon affiliate account. Before you disappear, I kindly ask that you spare a minute to leave me a comment. Did I help you with my post? Would you like me to add more information? Do you have an issue that I couldn’t help you solve with my content? I look forward to reading your feedback.

If you have not signed up to be an Amazon affiliate yet and want to join, check out my ‘How do I sign up for the Amazon affiliate program?‘ post. If you do not need a walk-through head over to Amazon to join up at Amazon’s affiliate program sign up page.

Frequently asked questions

How do I receive money from Amazon?

Once you have been accepted into the Amazon affiliate program, go to your account settings on your dashboard and set up your preferred payment method.

Does Amazon pay through Payoneer?

Yes, they do.

Can I transfer money from Amazon to my bank account?

No, you can’t. Your commission payments are held in your account until you reach the minimum payout limit. When you reach this limit, Amazon will pay you via your preferred payment method.

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    1. Amazon will pay you according to the preferred payment method you set. Amazon also has a minimum payout, so if you don’t reach that, you won’t receive payment. Amazon pays you 2 months late, so if you make a $10 commission in March, you will get that on the 1st of June.

    1. You can not withdraw money from Amazon. Amazon pays its affiliates on the first of every month according to the set preferred payment. Amazon has a set minimum payment limit, if you don’t reach that amount, you won’t get paid. They are also two months behind, which means that the commission earned in March won’t be paid until the first of June.

    2. You have really made my work easier and great thanks for this. But I have a question am not sure if you can and but let me ask anyway. Do I get paid by Amazon shipped items revenue

      1. Thank you for your comment. I don’t know anything about Amazon shipped items revenue. If you are an Amazon affiliate and get a sale from one of your links, you will get paid and long as you meet the criteria.

  1. sir , Amazon automatically pays into our payoneer account after editting our bank information to the account or we have to make apply separately for that

    1. Sign up for a Payoneer account first to gain access to a bank account in the United States. Then use that account number to update your payment information in your Amazon affiliate account. After you update your account details and providing you earn the minimum payout limit, Amazon will pay money into the bank account on the first of each month. Once you have money in your account, you can then transfer the money to your personal bank account. Doing this way incurs fees, I recommend ordering the free credit card from Payoneer and use that to make payments.

  2. How do I use the money earned as an affiliate for shopping on Amazon?
    What is the minimum pay out limit?

    1. The minimum payout for Amazon US is $10. You can have that money paid into a bank account or you can change your preferred payment method to be an Amazon gift voucher.

  3. What if, for tax reasons, I want to withhold the earnings on my affiliate account for one year or longer, is it possible? Meaning I do not want Amazon to send me payment, just leave it on my account.

    1. Hello Helen, thank you for your comment. Amazon will pay you each month, I don’t think they have an option to delay payment.

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