How To Withdraw Money From Your Amazon Associates Account

How To Withdraw Money From Your Amazon Associates Account

In my post, I show you how to withdraw money from your Amazon associates account step by step.

You must set a preferred payment method to withdraw money from your Amazon affiliate account.

Once you reach the minimum payout requirement, Amazon pays commissions earned after 60 days.

Amazon has three payment options. Payment directly into a bank account, an Amazon gift card, and payment by check.

Amazon pays affiliate commissions on the first of each month, providing the minimum payout amount is met.

Payment directly into a bank account is currently available in 48 countries.

If your country is not on the list, use or to open a virtual bank account in the USA.

Amazon pays into the virtual account. Then withdraw your funds to your account.

Let’s set up a preferred payment method.

Step One – Sign In To Your Amazon Associates Account

Click Sign In at the top of your screen.

Sign in to account

Enter your username and password.

Sign in

Step Two – Access Account Settings

Hover your mouse over your email address, and select Account Settings.

Account settings

Click Change Payment Method.

Change payment method

Step Three – Select Preferred Payment Method

Payment method options depend on the Amazon affiliate program country.

For example, I joined the program in Canada, The United Kingdom, and The United States.

Amazon affiliate programs

To view payment method options, click the menu.

Canada has two options. Payment by direct deposit or gift card.

Payment options

The United States has three options.

The United States

Get Paid By Direct Deposit

To get paid directly into a bank account, select Direct Deposit.

Enter your bank details and click Save Changes.

If your country is not on the list, use or to open a virtual bank account in the USA.

The Amazon Associates minimum payout for direct debit is $10.

Add bank account details

Payment By Gift Card

For a gift card, select Pay By Gift Card.

Ensure your primary email address is correct.

The Amazon Associates minimum payout for gift cards is $10.

Pay by gift card

Payment By Check

For a check, select Pay By Check.

The Amazon Associates minimum payout for checks is $100.

Ensure your contact address information is correct.

Pay by check

An update to the payment method takes effect on the first day of the following month.

Update payment method

Create A Bank Account With

Wise (formerly known as TransferWise) (*Paid link) is an international money transfer company that allows individuals and businesses to send and receive money internationally at competitive exchange rates.

The company was founded in 2011 and is in London, United Kingdom.

Wise offers a range of services, borderless accounts, debit cards, and currency exchange, as well as options for sending and receiving money through its platform.

It aims to provide a more transparent and cost-effective alternative to traditional banks for international money transfers.

You can use Wise to create bank accounts in several currencies. Once created, use those bank account details to get payment from Amazon.

Transfer funds from Wise to your bank account. Wise is a cost-effective way to make international money transfers.

Wise Benefits

You can receive money from around the world in several currencies. You can connect your Wise account to Paypal and Amazon.

Receive money

You can hold and convert money into 52 currencies.

Convert money

Wise is the cheapest option when making international money transfers.


Create A Free Wise Account

To create an account with Wise, follow these steps:

  1. Visit the Wise website ( and click on the “Register” button in the top right corner of the page.
  2. Enter your personal information, including your name, email address, and phone number.
  3. Create a password for your account. Make sure to choose a strong password that is difficult to guess.
  4. Agree to the terms of service and privacy policy.
  5. Click on the “Create account” button to complete the process.

After creating your account, you need to verify your account by transferring money into one of the listed currencies.

Once payment is received, you can create bank accounts from your Wise dashboard.


Access Bank Account Details

Click on one of your account currencies to access bank account details.

Use those details to update your Amazon affiliate account.

Balance information

How To Withdraw Money From Wise

Select the currency balance you want to withdraw.

Select account

Click Send.

Click send

Select International or Same Currency.


Select Country.


Review and click Continue.


Who is the recipient?

Sending to

Enter the bank details and click Confirm.


Is Wise Cheaper?

Wise (*Paid Link) is known for offering competitive fees for international money transfers. The company claims to use exchange rates up to 8x cheaper than traditional banks. There is also an upfront fee for its services.

The fees charged by Wise will depend on the amount you are transferring, the currency you are using, and the destination of the transfer.

To get an estimate of the fees for a specific transfer, you can use the calculator on the Wise website.

Enter the amount you want to transfer, the currency you are using, and the destination of the transfer, and the calculator will provide an estimate of the fees and exchange rate you can expect.

It is important to note that while Wise may offer competitive fees compared to traditional banks, it is a good idea to compare transfer fees and exchange rates of different money transfer companies before making a decision.

Comparing helps ensure you get the best deal for your specific needs.

Create A Bank Account With Payoneer

If you are not on the list of countries to get payments paid into your bank account, use to open a virtual bank account in the USA.

Payoneer’s homepage


When you sign up for a free Payoneer account, you can open virtual bank accounts in the USA, UK, and Japan.

Payoneer virtual bank accounts

You receive payments directly into a bank account from Amazon.

For example, if you are with the affiliate program in the USA, you can set your preferred payment method to direct deposit.

Amazon affiliate commissions paid into a US bank account

How To Withdraw Money From Payoneer

Select Withdraw & Transfer from the menu.

Withdraw & Transfer

Next, select Withdraw To Bank.

Next, complete the Withdrawal details form to complete the transfer. Payoneer charges a fee for all transfers.

Bank details

To reduce fees, apply for a Payoneer credit card. There is no fee for ordering or using the card.

There is a yearly maintenance fee of $29.95.

Funds are deducted from your account when you make online purchases.

Order a card

If you use Paypal, you can add this card to your account and make it your preferred payment method.

You can sign up for a free Payoneer account at (Paid link).


Amazon offers three choices to withdraw funds from your Amazon associates account.

You can have your commission paid directly into a bank account, receive an Amazon gift card, or get paid by check.

The option to get paid directly into a personal bank account is open to 48 countries.

If your country is not on the list, I recommend using Payoneer or opting for one of the other preferred payment options.

As an affiliate, you must declare that you work with Amazon.

Are your Amazon affiliate links not working? Visit my Why Is My Amazon Affiliate Link Not Working? article to learn more.

The Amazon Affiliate Program is an excellent way to monetize your website. Check out my How To Make Money As An Amazon Affiliate article to learn more.

I hope you found my article informative. If you have any questions, please leave them below.



66 responses to “How To Withdraw Money From Your Amazon Associates Account”

  1. Abhishek Anand avatar

    Thanks Sir for the Great Tips

    1. newblogr avatar

      You’re welcome.

    2. kolade kehinde avatar
      kolade kehinde

      Thanks for the great content sir, Please Does Amazon still paying every first of each month or the process has been updated?

      1. newblogr avatar

        Hello Kolade, thank you for your comment. As far as I know, Amazon still pays on the first of the month. I don’t have my Amazon affiliate website now, so can’t confirm.

  2. rehmat akbari avatar

    We should withdraw the payment or amazon itself will send the payment?

    1. newblogr avatar

      Amazon will pay you according to the preferred payment method you set. Amazon also has a minimum payout, so if you don’t reach that, you won’t receive payment. Amazon pays you 2 months late, so if you make a $10 commission in March, you will get that on the 1st of June.

  3. daniyal avatar

    it means that you can not withdraw itself from amazon NEWBLOGER?

    1. newblogr avatar

      You can not withdraw money from Amazon. Amazon pays its affiliates on the first of every month according to the set preferred payment. Amazon has a set minimum payment limit, if you don’t reach that amount, you won’t get paid. They are also two months behind, which means that the commission earned in March won’t be paid until the first of June.

    2. Paul Ngugi avatar

      You have really made my work easier and great thanks for this. But I have a question am not sure if you can and but let me ask anyway. Do I get paid by Amazon shipped items revenue

      1. newblogr avatar

        Thank you for your comment. I don’t know anything about Amazon shipped items revenue. If you are an Amazon affiliate and get a sale from one of your links, you will get paid and long as you meet the criteria.

  4. WAQAR AHMAD avatar

    sir , Amazon automatically pays into our payoneer account after editting our bank information to the account or we have to make apply separately for that

    1. newblogr avatar

      Sign up for a Payoneer account first to gain access to a bank account in the United States. Then use that account number to update your payment information in your Amazon affiliate account. After you update your account details and providing you earn the minimum payout limit, Amazon will pay money into the bank account on the first of each month. Once you have money in your account, you can then transfer the money to your personal bank account. Doing this way incurs fees, I recommend ordering the free credit card from Payoneer and use that to make payments.

  5. Nupur Durve avatar
    Nupur Durve

    How do I use the money earned as an affiliate for shopping on Amazon?
    What is the minimum pay out limit?

    1. newblogr avatar

      The minimum payout for Amazon US is $10. You can have that money paid into a bank account or you can change your preferred payment method to be an Amazon gift voucher.

  6. Helen Wood avatar
    Helen Wood

    What if, for tax reasons, I want to withhold the earnings on my affiliate account for one year or longer, is it possible? Meaning I do not want Amazon to send me payment, just leave it on my account.

    1. newblogr avatar

      Hello Helen, thank you for your comment. Amazon will pay you each month, I don’t think they have an option to delay payment.

  7. Destiny A avatar
    Destiny A

    Hello Brother, you’re wonderful, thanks for your update.
    I selected Amazon gift card as a payment method. I know my July earning will be paid to me 1st of Oct.

    My question is, how would I know my payment have been settled ?

    1. newblogr avatar

      Hello, thank you for your kind comment. You can check payment confirmation in your account under ‘Payment History’. Sign in to your account, hover your mouse over your email address, and select ‘Payment History’ from the menu.

  8. Mathew Obute avatar
    Mathew Obute

    You didn’t say anything about how to withdraw via giftcard, it’s important you do because that’s what I need to know please

    1. newblogr avatar

      Hello Matthew. Thank you for your feedback. I will update this post to include gift cards later this week. I appreciate you taking the time to leave this comment.

  9. udoba sabastine avatar
    udoba sabastine

    I had $200 in my amazon associate account and it was terminated , will I still get my payment after 60 days?

    1. newblogr avatar

      Hi Udoba, what did you do to get banned? If you did anything against their operating agreement, you won’t get your money.

      1. udoba sabastine avatar
        udoba sabastine

        OK … But I was using bounty program to earn, like wedding registry … And I got banned … So I won’t be paid

        1. newblogr avatar

          Amazon is strict. Try reaching out to other affiliate programs in your niche.

  10. Xandres avatar

    Pls will I be paid after termination of my amazon associate account and when will they pay me my already earned money before termination

    1. newblogr avatar

      Hello, Xandres. If you did anything against their operating agreement. You won’t get paid. You can try contacting support if you think they have made a mistake.

  11. Bryt avatar

    Must the payment be on the first of the second month
    Example: if I join amazon associate on January 10th

    Will I be paid on march 1st or march 10

    1. newblogr avatar

      Hello, Bryt. Commissions earned in January appear on your payment history on the 1st of March. Providing you earn more than the minimum amount, payment is then made on the 31st March.

  12. Aystar avatar

    Thanks for this info you just make everything easy now… My payment is via giftcard But my question is if I change my payment method to bank now hope I won’t have any problem, and will I be the one to request the money from amazon or they pay automatically once you reached the minimum threshold.

    1. newblogr avatar

      Hello, Aystar. Once you update the preferred payment option, Amazon activates that method from the 1st of the following month. You don’t have to request a withdrawal, Amazon pays you automatically once you earn over the minimum amount. Don’t forget, Amazon pay two months late. Commissions earned in July are added to your account on the 1st of September and then paid on the 30th of September.

  13. SouMek avatar

    If I earned 20$, and my payment method was Direct Deposit(min. 10$). Amazon will send me 10$ or 20$?

    1. newblogr avatar

      Hello, SouMek. Thank you for your comment. Once you earn over $10, Amazon pays you the amount in your account. So if you have $20 in your account on the 2nd of June, you get paid $20 on the 30th of June.

  14. Clemzy Julius avatar
    Clemzy Julius

    Pls i want to get it right lets assume i started the amazon affliate program august and made over $100 from aflliate before 30th, when would amazon pay me ?

    1. newblogr avatar

      Hello Clemzy. On 1 September, Amazon adds commissions earned in August to your account, ready to be paid at the end of September. You should receive payment from 30 September to 2 October.

  15. Oluwa_dekola avatar

    Hi,I want to know, is it only payoneer,amazon accepts. Can’t I use other type like geegpay?

    1. newblogr avatar

      Hello Oluwa. Thank you for your comment. I only used Payoneer to accept payment. I don’t know anything about Geegpay. As long as you can open an account in the States, it should be OK. I recommend you look in forums and Facebook groups for more information.

  16. Michael avatar

    Please must I submit tax information before I get paid. They said they will deduct 30% if tax information is not uploaded. Please confirm this.

    1. newblogr avatar

      Hello Michael. Thank you for your comment. Unless you provide Amazon with the requested document, they must follow US tax law. I recommend you submit the required information as soon as you can.

  17. Janet avatar

    Please As I Nigeria which payment method you will advise me to use, have already generate my US account using Payoneer. So which among the three it’s direct deposit, gift card or checks??

    1. newblogr avatar

      Hello Janet. Thank you for your comment. You use Payoneer to get access to a bank account so you can get paid by direct deposit. Update your account details on Amazon and Amazon deposits funds into that account. Once you reach the minimum payout limit on Payoneer, you can transfer the funds to your account. Payoneer charges for this, I’m not sure how much.

  18. Janet avatar

    Okay…. Let say I earn $100 on September and am using either direct deposit or gift card, can I withdraw it once or I will be withdrawing $10 each month

    1. newblogr avatar

      Amazon pays 2 months late. Money earned in September is deposited on the first of November. Providing you reach the minimum payout limit. Amazon pays the total amount by the preferred payment method you set.

  19. Jimmy avatar

    Will Amazon still pay you if you have bounty earnings and no commission earnings?

    1. newblogr avatar

      Hello Jimmy. Thank you for your comment. Amazon pays you the amount in your account, providing you reach the minimum payment limit.

  20. Janet avatar

    Can I make withdrawal on Amazon anytime or it must be first day of the month only

    1. newblogr avatar

      You have to wait for Amazon to pay you. You can see the funds in your account but you can’t access them. Amazon adds commissions earned to your account on the last day of a month and then pays you on the last day of the next month.

  21. Janet avatar

    Please can I make multiple withdrawal on Amazon in a month because I want to use direct deposit

    1. newblogr avatar

      Unfortunately, you can’t access funds in your account. You set up a payment method and wait for Amazon to pay you. If you are new to the program it feels like a long wait, but if you are earning commissions, it is nice to get money deposited into your account once a month.

      1. Janet avatar

        Okay my own is just to set up a payment method and wait for amazon to pay me it not that I will request for it

        1. newblogr avatar

          Yes, that is correct. Please make sure you have set your preferred payment method because it takes Amazon a month to update this. Also, have you completed the tax information request on your account?

  22. Tarvel avatar

    If I’ve passed the minimum ($10) for bank deposit, do I receive the money in my account after two months or on the 1st of the next month

    1. newblogr avatar

      Hello Tarvel. Thank you for your comment. Was the $10 in your account on the 1st of September? If it was, you will receive payment on the 1st of October.

      1. Tarvel avatar

        No, some days after September 1… ?

        1. newblogr avatar

          In that case, you won’t get paid until the 1st of November.

  23. Okudu Lazarus avatar

    Thank you very much for your guide.
    But pls if you earn more than $10.
    Maybe you earn $35 in September, will your the whole thing you earn in that month be sent to you at once
    Or does it depend on the days?

    1. newblogr avatar

      Hello Okudu. Thank you for your kind comment. Amazon pays after 60 days. So if you earned $35 in September, that gets put into your account on the 1st of October and paid on the 1st of November. So for you, you will get paid $35 on the 1st of November.

  24. Bobbyy1997 avatar

    Thanks for the response so far @newblogr. I started on the 27th of September, if I have more 200$ before 30th of October, when will I get paid?

    1. newblogr avatar

      Hello Bobbyy1997. Thank you for your comment. Officially, Amazon states there is a 60-day delay in payment. That means you get paid for commissions earned in October on the 1st of January. I got paid after 30 or so days when I was promoting Amazon’s products. I received payment in early December when I made a commission in October. Would you mind letting me know when you get paid? I want to give my readers accurate information.

      1. Bobbyy1997 avatar

        I’ll let you know then. Can I recieve payment if i have only bounty earnings?

        1. newblogr avatar

          Thanks for letting me know. Yes, Bounties are another way for affiliates to earn money. If you have money in your account, that is what you get paid.

  25. Bobbyy1997 avatar

    Thanks for all the help so far.
    My associate account has been closed because I used a popular site rather than a complete and valid URL of a site that is owened by me.
    Please can you guide me on how to apeal

    1. newblogr avatar

      Hi Bobby1997. Sorry to hear that. You must follow the instructions in the email. If you can’t prove Amazon is incorrect, you must accept their decision to cancel your account.

  26. Benny Scott avatar
    Benny Scott

    Hello, if I have $10 bounty, will the amount of income remain the same as the amount of the bounty?

    1. newblogr avatar

      Hello Benny. Thank you for your comment. Does the $10 show in your affiliate account? If yes, then that is what you get paid.

  27. Javed Aslam avatar

    Hi, thanks for the article.

    I have attached my Payoneer USD account with Amazon Affiliate Program. I can see the traction have been made on the 1st or 2nd of each month but surprisingly, I haven’t received any payment in my Payoneer account.

    What should I do to get the payment to my account to my Payoneer account?

    I am looking forward to receive your answer.


    1. newblogr avatar

      Hello Javed. Thank you for your comment. The payment shows instantly on Payoneer. Are you sure Amazon made the payment? When you don’t make the minimum payout limit, Amazon doesn’t pay. Are you sure the bank details are correct? Double-check to be sure. If you can’t find a reason, contact Payoneer support.

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